Medicare Supplement Quote

Medigap Plan C

Medigap Plan C is a supplement plan that helps to offset the costs of the gaps in Medicare. Medigap Plan C is one of the more robust plans available. It covers everything that would typically be the patient’s responsibility except the Medicare Part B Excess charges.

Medigap Plan C Benefits
Medigap Plan C

What Medigap Plan C Does Not Cover

Medicare Part B Excess Charges are the allowable charges above and beyond what Medicare will reimburse providers. The providers can charge an excess fee of up to 15% above the permissible reimbursement charges. If you would like to learn more about Excess Charges, please read our blog post on Part B Excess Charges.

What Does Medigap Plan C Cover

Medigap Plan C covers Medicare Part A Coinsurance and hospital costs. Plus, up to 365 days after your Medicare benefits are used up. Plan C covers Medicare Part B coinsurance and copayments. Also covered by Medigap Plan C is the first three pints of blood. Part A Hospice Care copayments, and coinsurance is included, as well as the coinsurance for skilled nursing facilities. Plan C also covers the Part A and Part B deductibles set by Medicare. As you can see, you get a lot of bang for your buck when it comes to Medigap Plan C!

PART C or PLAN C? What?

Don’t confuse Medicare Part C with Medigap Supplement Plan C! Medicare Part C refers to Medicare Advantage Policies. Medicare Advantage Policies are not supplements and work very differently. Medicare PLAN C is a great supplement that allows you to access your preferred providers and hospitals. You can relax and know that your Plan C Supplement policy will pay for all the typical out-of-pocket costs you would typically incur on Medicare. Because of this peace of mind, Medigap Plan C is often a popular choice.

Medigap Plan C is one of the two Medigap plans going away to new enrollees in 2020

Want more information about Plan C or help deciding which Supplement Plan is the right fit for your unique situation? Please get in touch with us, and we would be happy to help!