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Medigap

A Medigap plan also is known as a Medicare Supplement plan fills in the gaps associated with original Medicare.  A Medigap Plan is not a Medicare Advantage plan, or as we like to call them a Medicare Disadvantage plan.  The gaps that a Medigap Plan fill in are dependent on which of the 10 plan letters that you choose.  We at justmedigap.com help you choose the Medigap Plan letter that bests fits’s your needs and your budget, and figure out what carrier is going to offer that plan to you for the lowest cost, or the most stable cost.

What are Medigap Excess Charges

Written by Brian Gruss

While shopping for Medigap plans something you may have noticed is that several of the plans cover something called Medicare Part B Excess Charges. What are Medigap Excess charges, also known as Medicare Part B Excess Charges? If you don’t know what these excess charges are you are in good company. Thankfully, for most Medicare.. More

Basic Benefits: Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end. Medical Expenses: Part B coinsurance (generally 20% of Medicare-approved expenses) or copayments for hospital outpatient services. Plans K, L, and N require insureds to pay a portion of the Part B coinsurance or co-payments. Blood: First 3 pints of.. More

2019 Chart of Medigap Plans

Written by Brian Gruss

2019 Benefit Chart of Medigap Plans Basic Benefits: Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end. Medical Expenses: Part B coinsurance (generally 20% of Medicare-approved expenses) or copayments for hospital outpatient services. Plans K, L, and N require insureds to pay a portion of the Part B coinsurance or.. More

Say Goodbye to Medicare Plans C and F

Written by Brian Gruss

Medicare Plans C and F are going away. But, before you say goodbye to Medicare Plans C and F, let’s talk about the facts. Medicare Plan F is going away, but don’t panic because it’s not an immediate change.  Since Medigap Plan F is one of the most popular supplement plans in the Medicare market.. More

Where to Buy Medigap Insurance

Written by Brian Gruss

There are several ways to buy Medigap Insurance. You can buy Medigap insurance through a captive insurance agent, an independent insurance agent, or directly through the carrier.  What’s the difference between the different ways to buy Medigap insurance? A captive agent is an insurance agent that only sells for that particular carrier.  These agents are.. More

Under Observation Rule

Written by Brian Gruss

The new under observation rule is a major change came to hospital admission that changes the way a hospital stay is classified (paid for) with Medicare. On Wednesday, March 8th, 2017 Medicare is now requiring hospitals to MOON you!!  Okay now wipe the horrible images that just flashed through your head.  MOON, in this case,.. More

The day has come and the doctor says you have cancer.  Out of the many thoughts racing through your mind is how will you pay for the cancer drugs.  I get this question frequently.  Cancer treatments including the cost for the drugs are completely unknown and different for each person. With Medicare the cancer drugs.. More

Which Medigap Plans have Silver Sneakers

Written by Brian Gruss

Silver Sneakers is a brand name for a wellness program that usually includes a gym membership with classes that are specifically designed for seniors.  Needless to say, I am a big proponent of Silver Sneakers. That being said, most Medigap plans do not offer access to Silver Sneakers.  Typically a wellness program will be offered.. More

Which Medigap Plans have Drug Coverage

Written by Brian Gruss

The question of Which Medigap Plans have Drug Coverage, doesn’t come up to much anymore, but it still is asked. Before Medicare Modernization, Medigap Plan H, Medigap Plan I and Medigap Plan J used to have drug coverage. However, when President Clinton was in office, Medicare figured out that Prescription drug coverage under tradional Medicare.. More