Medicare Supplement Quote


A Medigap plan also is known as a Medicare Supplement plan fills in the gaps associated with original Medicare.  A Medigap Plan is not a Medicare Advantage plan, or as we like to call them a Medicare Disadvantage plan.  The gaps that a Medigap Plan fill in are dependent on which of the 10 plan letters that you choose.  We at help you choose the Medigap Plan letter that bests fits’s your needs and your budget, and figure out what carrier is going to offer that plan to you for the lowest cost, or the most stable cost.

Which Medigap Plan is Most Popular

Written by Brian Gruss

Medigap Plans are very popular in general because they play an essential financially protective role in all your medical costs.  Without one of these supplemental plans, your only medical coverage would be what Medicare pays. More specifically, without a Medigap plan, you could have quite a mountain of out-of-pocket costs. As you may remember, Medigap.. More

While depression is a devastating mind and body state, it is treatable.  Research shows that the best treatment is a combination of medication and counseling.  Does Medigap cover that? Yes, because if Medicare covers it, Medigap will cover it. And, yes, Medicare covers it.  However, you must follow the proper procedures. Here’s what you need.. More

Before picking the Medigap plan that you need for yourself, let us comprehend what you need to know about this plan, its coverages, and connection to Medicare.  Choosing which Medigap plan is best is not easy, but we are here to help you with that choice. A Medigap plan is private health insurance that helps.. More

A cataract is very common to aging people; it is when the standard lens develops a clouding or blurry vision that disrupts the passage of the light that causes visual impairment. When it weakens the vision, and even glasses won’t help, the most common remedy for this is surgery.  But does Medigap cover cataract surgery? .. More

Referral to see a Doctor

Written by Brian Gruss

If you don’t like asking an insurance company permission (Referral to see a Doctor), than a Medigap Plan is right for you. With a Medigap Plan you don’t have to get a referral to go see a specialist from your primary care doctor (you can if you want to) but you aren’t required. Sometimes we.. More

The question comes up frequently of what coverage do I have when I am traveling with Medicare. The answer has a couple different parts to it. Domestic Travel Traveling domestically. If you are travelling domestically like I am doing right now as I write this, barreling down Interstate 90 through South Dakota. If you have.. More

Medigap Plan J

Written by Brian Gruss

Medigap Plan J was a very popular plan when I first started selling Medigap plans.  Plan J offered the majority of the same coverages as Plan F.  The exception was Plan J offered a $120.00 preventative care benefit.  In 2010 Medicare along with the Medigaps started covering preventative care in full without limiting to the.. More

When can Medigap Plans be Changed

Written by Brian Gruss

When can Medigap Plans be changed is a common question we hear at We also field a lot of questions about Annual Election Periods, Special Enrollment Periods and the occasional misconception about Medicare. The short answer for Medigap Plan changes is that you can change your Medigap Plan at ANY time. One of the.. More

Which Medigap Policy Should I buy

Written by Brian Gruss

You are navigating your way through your Medicare journey and have figured out that you need a Medigap Policy. Now you just have to figure out which policy to buy. We hear from people all the time who are confused about which policy they should purchase. People hear advise from their friends, family, and neighbors.. More