Medicare Supplement Quote


Under Observation Rule

Written by Brian Gruss

The new under observation rule is a major change came to hospital admission that changes the way a hospital stay is classified (paid for) with Medicare. On Wednesday, March 8th, 2017 Medicare is now requiring hospitals to MOON you!!  Okay now wipe the horrible images that just flashed through your head.  MOON, in this case,.. More

The day has come and the doctor says you have cancer.  Out of the many thoughts racing through your mind is how will you pay for the cancer drugs.  I get this question frequently.  Cancer treatments including the cost for the drugs are completely unknown and different for each person. With Medicare the cancer drugs.. More

Which Medigap Plans have Silver Sneakers

Written by Brian Gruss

Silver Sneakers is a brand name for a wellness program that usually includes a gym membership with classes that are specifically designed for seniors.  Needless to say, I am a big proponent of Silver Sneakers. That being said, most Medigap plans do not offer access to Silver Sneakers.  Typically a wellness program will be offered.. More

Which Medigap Plans have Drug Coverage

Written by Brian Gruss

The question of Which Medigap Plans have Drug Coverage, doesn’t come up to much anymore, but it still is asked. Before Medicare Modernization, Medigap Plan H, Medigap Plan I and Medigap Plan J used to have drug coverage. However, when President Clinton was in office, Medicare figured out that Prescription drug coverage under tradional Medicare.. More

Who Qualifies for Medigap Insurance

Written by Brian Gruss

Who Qualifies for Medigap Insurance? Typically speaking those who qualify for Medigap Insurance are those individuals that have or will have both Parts A & B of Medicare. You must also not have another Medigap plan at the same time.  What does this mean, is you can’t have 2 Medigap plans.  If you already have.. More

Looking at Your Medigap Options

Written by Brian Gruss

A Medigap policy, also known as a Medicare supplement, is designed to supplement the medical coverage provided through the Medicare program. Since Medigap policies vary greatly in cost and coverage, it’s important to find a policy that meets your specific needs. Do I Need a Medigap Policy? The first thing to ask yourself is if.. More

Who has the Best Medigap Plan, Call us Today

Written by Brian Gruss

Who has the best Medigap plan? Based on and depending on last year, last month, last week, next week, today or tomorrow. Or whether you consider the best Medigap plan to be the one with the lowest rate, or the plan that has steady rate increases, or the one processes claims electronically (no claim forms.. More