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Which Medigap Policy Should I buy

Written by Brian Gruss

You are navigating your way through your Medicare journey and have figured out that you need a Medigap Policy. Now you just have to figure out which policy to buy. We hear from people all the time who are confused about which policy they should purchase. People hear advise from their friends, family, and neighbors.. More

New Medicare Cards are coming with Old Problems

Written by Brian Gruss

There is great news for Medicare enrollees, and a bit of caution regarding scammers.  The good news is that Medicare will be sending out new Medicare cards to each recipient.  The cards will arrive sometime between April 1st of this year and will be completed by April 1st of 2019.   The new cards will not.. More

New Medicare Card

Written by Brian Gruss

Medicare Numbers Changing CMS (Centers for Medicare & Medicaid Services) has announced that they will be changing everyone’s Medicare number and of course, will be issuing you a new Medicare card. Here’s the down-low: Who: Everyone on MedicareWhat: Removing social security numbers from Medicare cardsWhen: Between April 2018 and  April 2019Where: The Great US of.. More

What are Medigap Excess Charges

Written by Brian Gruss

While shopping for Medigap plans something you may have noticed is that several of the plans cover something called Medicare Part B Excess Charges. What are Medigap Excess charges, also known as Medicare Part B Excess Charges? If you don’t know what these excess charges are you are in good company. Thankfully, for most Medicare.. More

Basic Benefits: Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end. Medical Expenses: Part B coinsurance (generally 20% of Medicare-approved expenses) or copayments for hospital outpatient services. Plans K, L, and N require insureds to pay a portion of the Part B coinsurance or co-payments. Blood: First 3 pints of.. More

2019 Chart of Medigap Plans

Written by Brian Gruss

2019 Benefit Chart of Medigap Plans Basic Benefits: Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end. Medical Expenses: Part B coinsurance (generally 20% of Medicare-approved expenses) or copayments for hospital outpatient services. Plans K, L, and N require insureds to pay a portion of the Part B coinsurance or.. More

2019 Medicare Numbers

Written by Brian Gruss

The final 2019 Medicare Numbers have just been announced according to Medicare First the questions everyone has been asking.  The Part B deductible will increase a couple of dollars to $185.00.  The Part B premium is a little more tricky though.  The standard Part B premium is $1.50 to $135.50 (or higher depending on your.. More

Say Goodbye to Medicare Plans C and F

Written by Brian Gruss

Medicare Plans C and F are going away. But, before you say goodbye to Medicare Plans C and F, let’s talk about the facts. Medicare Plan F is going away, but don’t panic because it’s not an immediate change.  Since Medigap Plan F is one of the most popular supplement plans in the Medicare market.. More

Where to Buy Medigap Insurance

Written by Brian Gruss

There are several ways to buy Medigap Insurance. You can buy Medigap insurance through a captive insurance agent, an independent insurance agent, or directly through the carrier.  What’s the difference between the different ways to buy Medigap insurance? A captive agent is an insurance agent that only sells for that particular carrier.  These agents are.. More