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Traveling with Medicare

Written by Brian Gruss

Traveling With Medicare The question comes up frequently of what coverage do I have when I am traveling with Medicare. The answer has a couple different parts to it. Domestic Travel Traveling domestically. If you are travelling domestically like I am doing right now as I write this, barreling down Interstate 90 through South Dakota… More

Medigap Plan J

Written by Brian Gruss

Medigap Plan J was a very popular plan when I first started selling Medigap plans.  Plan J offered the majority of the same coverages as Plan F.  The exception was Plan J offered a $120.00 preventative care benefit.  In 2010 Medicare along with the Medigaps started covering preventative care in full without limiting to the.. More

When can Medigap Plans be Changed

Written by Brian Gruss

When can Medigap Plans be Changed When can Medigap Plans be changed is a common question we hear at We also field a lot of questions about Annual Election Periods, Special Enrollment Periods and the occasional misconception about Medicare. The short answer for Medigap Plan changes is that you can change your Medigap Plan.. More

Medicare and Lab Work

Written by Brian Gruss

Have questions about Medicare and Lab Work? Sometimes it can be confusing to figure out exactly what Medicare covers and what it does not cover. Brian from shares some information in this video about Medicare Part B and what the Lab Work, X-rays, MRI, CT and EKG products are covered and what out of.. More

Which Medigap Policy Should I buy

Written by Brian Gruss

You are navigating your way through your Medicare journey and have figured out that you need a Medigap Policy. Now you just have to figure out which policy to buy. We hear from people all the time who are confused about which policy they should purchase. People hear advise from their friends, family and neighbors.. More

New Medicare Cards are coming with Old Problems

Written by Brian Gruss

New Medicare Cards are coming with Old Problems By Brian Gruss 03/21/2018 There is great news for Medicare enrollees, and a bit of caution regarding scammers.  The good news is that Medicare will be sending out new Medicare cards to each recipient.  The cards will arrive sometime between April 1st of this year and will.. More

New Medicare Card

Written by Brian Gruss

Medicare Numbers Changing CMS (Centers for Medicare & Medicaid Services) has announced that they will be changing everyone’s Medicare number and of course will be issuing you a new Medicare card. Here’s the down-low: Who: Everyone on Medicare What: Removing social security numbers from Medicare cards When: Between April 2018 and  April 2019 Where: The.. More

What are Medigap Excess Charges

Written by Brian Gruss

While shopping for Medigap plans something you may have noticed is that several of the plans cover something called Medicare Part B Excess Charges. What are Medigap Excess charges, also known as Medicare Part B Excess Charges. If you don’t know what these excess charges are you are in good company. Thankfully, for most Medicare.. More

2018 Benefit Chart of MediGap Plans Basic Benefits: Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end. Medical Expenses: Part B coinsurance (generally 20% of Medicare-approved expenses) or co-payments for hospital outpatient services. Plans K, L, and N require insureds to pay a portion of the Part B coinsurance or.. More